Trusting Financial Service Experts Might Cost You Thousands

Trusting Financial Service Experts Might Cost You Thousands

dont trust experts do yourself investing daily dividend cashflow resultsMany people feel like they need to rely on an *expert* to help them manage their money. I hope that after reading the Daily Dividend Investor you will start to see that you have the power to build and manage your own portfolio and you don´t have to be a financial genius to do it.

Take a look at this quick video I prepared that shows just how well the so called experts are doing managing the money of thousands of investors, just like me and you.

Continue reading “Trusting Financial Service Experts Might Cost You Thousands”

The Daily Dividend Portfolio – Quick Video Recap

The Daily Dividend Portfolio – Quick Video Recap

email image daily dividend investor smart income guide passive cash flow streamAfter receiving quite a few emails from readers asking questions about the Daily Dividend Investor portfolio I thought it might be helpful to create a few videos answering some of the most common questions.

Over the next few weeks I’ll be posting a number of videos that tell what exactly the DDI portfolio is, why I started the portfolio, how I choose the stocks I add, and most importantly, I show you how to build your own passive income portfolio starting with very little money!

In the mean time, take a look at my first video in the series, “What is the DDI Portfolio?” I hope you enjoy it and feel free to post any questions you might have in the comments below. Thanks!


Things are Quiet like a mouse…

Daily Dividend Investor Update

To my loyal Daily Dividend Investor readers: Please note that I have migrated the site over to a managed server located at:

I will continue to update this WordPress site with duplicate content for a few weeks,  but you may want to check in at my new hosted location for all the latest content. I am also using a better – easier to read theme that I hope you’ll enjoy. Thanks for reading and following along and don’t forget to LIKE our Facebook page!



Things are Quiet like a mouse…

Things around the Daily Dividend Investor have been a bit quiet lately. Perhaps you’ve noticed that I’ve started migrating the site over to a hosted WordPress solution.

Thanks to Erica Douglass over at : (one of my favorite blogs) – she recently hooked me up with great a 50% off all hosting plans disount at Hostgator (! I signed up for their “Baby Plan” which lets me host unlimited sites for 2 years for $100! I figured I couldn’t beat the price and I’d heard really great things about their service so I went for it.

I’ve spent the last week or so working on bringing up a few sites including Daily Dividend Investor and I have to say that it’s been easier than I ever expected. Although I still have a lot to learn – I haven’t even begun to implement 10% of the tools they provide for building, maintaining and growing your own web site. If you’re in the market to setup a site – you should definitely check them out. I promise it won´t take you long to get up to speed and get your content published.

Hereś a great coupon code if you decide to use them – it will take 25% off your order!

Host Gator Coupon Code: discount25fb

Other musings…

cash piles up daily dividend investor wsop cashflow income stream life wsop poker leadersWhile I’ve been focusing my time on the technical side of things, the DDI portfolio has been quietly churning away, building up cash, which as of today is just shy of $600, at $598 and change. I’ll be making my planned capital additions for November and December in the next few days which will bring the cash balance up closer to $3000 – priming the portfolio to add new positions when the time is right.

A positive market

Because the market has been moving upward over the last few days, I’m not in a big hurry to add to my positions. Severalstocks rise christmas santa claus rally bull market daily dividend investor passive income stream lifetime positions have recently announced dividend increases, so the portfolio continues to gain momentum even with no new asset purchases. As the European debt crisis continues to work towards a positive solution, it appears that the US Markets will likely continue this “melt-up” process we’ve seen over the last couple of weeks.

In the mean time as the broader U.S. Stock Market (Dow / Nasdaq / S&P 500)  rises, I’m spending some time looking for undervalued dividend stocks that I can deploy my cash into sooner rather than later. As bank savings and CD rates remain low and continue to trend lower, it’s becoming more and more difficult to find the quality dividend assets, but I’m still looking.


bulls eye daily dividend investor focus results passive income stream life cash flowAs I refocus my efforts on finding those hidden dividend producing gems, I’ll be providing more daily updates of the stocks that have announced recent increases – I find it to be a great way to discover small to mid-size niche companies that have long track records of competent and conservative financial management.

Stay tuned for more….

Dividend Increases for Tuesday December 6, 2011


Daily Dividend Investor Update


To my loyal Daily Dividend Investor readers: Please note that I have migrated the site over to a managed server located at:


I will continue to update this WordPress site with duplicate content for a few weeks,  but you may want to check in at my new hosted location for all the latest content. I am also using a better – easier to read theme that I hope you’ll enjoy. Thanks for reading and following along and don’t forget to LIKE our Facebook page!





Dividend Increases for Tuesday December 6, 2011

upwardarrow arrow up stocks increase sl green realty gold corp balchem churchill downs j&j snack dividend increase passive  dividend Five companies announced dividend increases today including a Real Estate Investment Trust (REIT) that increased it’s dividend by 150%!

While none of the yields of any of these companies breaks the 2% range, the fact that so many companies continued to increase their dividend this year is a sign of the business environment continuing to improve.

The Big Winnersl green realty daily dividend investor blog cash flow passive income stream for life

SL Green Realty (ticker: SLG) New York City’s largest commercial landlord was the big winner today as it increased it’s dividend from $.40 to $1.00 annually. SL Green Realty pays out a quarterly dividend with the next payment on January  13, 2012 to shareholders of record on January 2, 2012.

Daily Dividend Increases

Also reporting increases today were two annual dividend payers, Balchem Corporation (ticker: BCPC) and Churchill Downs (ticker: CHDN) – both of these firms increased their dividend by 20% year over year.

Rounding out today’s dividend players was Gold Corp (ticker: GG) and J&J Snack Foods (ticker: JJSF) raising their dividends by 31% and 8.5% respectively. For more detailed information about today’s dividend increases please refer to the chart below.

Investment Considerations

As always when evaluating investment opportunities it’s important to keep in mind not only the fundamentals of the stock itself, but also how the holding entity (Limited Partnership, Royalty Trust, Master Limited Partnership, Business Development Company, Preferred Stock) may affect the way you report income on your annual tax return as well as the amount or percentage of tax  you will be required to pay. Adding shares of any of these special entities to tax deferred / retirement accounts may also present additional issues.

Remember to review all of the fundamentals of any company BEFORE investing – do not simply buy a stock based on the dividend payout. If you have further questions about any stock mentioned her you should first consult with your CPA or tax planner / advisor before making any investments.

december 6 dividend increase report daily dividend investor passive cash flow equities .jpg

Just TRY s#!7 – it’s OK to fail

I fail a LOT!failing daily dividend investor income portfolio generates passive free cash flow no work

Let me say that again….I FAIL A LOT! Sometimes people ask me why I buy this stock or that stock or even why I’m even invested in stocks at all? The stock market is a casino, it’s rigged, it’s a scam.

It’s true, not every investment you make is going to rise – but the bottom line is, if you don’t TRY how will you ever know?

I once heard a great quote, “Show me a man who’s never lost money in an investment and I’ll show you a liar.”

The reality is you have to have vision and patience to be a successful investor. You have to take action and keep at it for a long time. Too many of us have become part of the “microwave” generation – we want what we want and we want it NOW! (or with the case of the microwave – within 30 seconds)

It’s why day-trading doesn’t work – when you invest your money, whether it be in stocks, oil, real estate, goats, stamps or Pokemon cards – you just can not be certain whether the next move your investment makes is up or down. You have to be willing to watch your investment fall before it rises or even rise before it falls. Over the short term, no one knows which way an investment will move.

But that’s where TIME comes in, it’s the great equalizer.

Lessons learned- Terra Nitrogen (ticker: THN)

terra nitrogen stock blows up huge gain daily dividend investor cash flow passive risidual money stream at homeBack in the late 1990’s I was looking for a few good income producing stocks to add to my portfolio. While watching NBR (Nightly Business Report) on my local PBS station one night I came across what looked to be a possible candidate: Terra Nitrogen (ticker: THN).

The stock was tradingin the $30-$40 range and was paying out a quarterly dividend of between $1-$3/share! I knew that this was a riskier play, but they looked to have a good niche business providing fertilizer products to mid-west farmers. I was pretty sure that farming would be around awhile and the payouts would likely continue. However by late 1998 because of some business problems the company cut it’s dividend to $ZERO and the stock price fell over the next few month, eventually reaching a low of $3.50.

My great income producer now not only wasn’t generating income, but the value of the shares had dropped by 90%! I felt vindicated that I had sold my shares in the $6 range, well off the lows. A long 2 years past and in 2000 the company reinstated a greatly reduced dividend of $.22/share. But the glory days had NOT returned – as this payout would last for only 3 quarters and then would take a 1 year break. This process of starting and stopping the reduced dividend payouts would continue until 2004 when the share price had eeked it’s way back up to $9/share and had raised it’s dividend to about $.50/share.

piles of cash income daily dividen investor risidual stream from homeThe business began to flourish again and the share price and dividend continued to rise. Today the quarterly payouts are again in the $1-$3 range and the share price is well above the $100/share mark. Not only has the payout increased but the shares have increased by over 2000% from their all time lows.

Commit to the long term

long term passive income stream daily dividend investor portfolio generates income from homeAs I think back on this lesson, I am now recommitting to holding my positions in the DDI portfolio for the long term. For me long term is 20/30/40 years. I am optimistic that the current markets are offering good income producing shares that will continue to grow both cash flow and price appreciation over the duration of the DDI portfolio.

Monthly Income Update: July 2011

Monthly Income Update: July 2011

monthly dividend cash flow reportSince July is the first month of the quarter it’s a “slow” month for dividends and once again fell a little short of the $500/month target I’ve set for the DDI portfolio.

With that said, the portfolio picked up a bit of steam and brought in $408.74 for the month of July which is about a 2% increase over April’s results.

Continue reading “Monthly Income Update: July 2011”

The 9 positive things about today’s market CRASH

The 9 positive things about today’s market CRASH

poke your eye out stock market crash daily dividend investor income passive cash flowWell, that was fun. About as much fun as a hot needle in the eye – ouch! Today‘s drop of over 500 points on the DOW wasn’t exactly the dead-cat bounce I was looking for after yesterday’s drop – but it *will* come.

The real question now seems to be what is going to help sustain this market from falling further? Well today there were at least nine positive factors, want to know what they were?

Continue reading “The 9 positive things about today’s market CRASH”

Buying stock today! Are you crazy?

I admit it. I bought stock today.guy pulls out hair crazy investor daily dividend income passive cash flow

I know, the markets are going to ZERO, the double dip recession is just around the corner, thousands more employees are getting pink slips and real estate will never get better. We’re all going to HELL!

But I bought anyway…

Continue reading “Buying stock today! Are you crazy?”

While you were out…

Remind me not take any more vacations!

When I left last week the DOW was sitting comfortably at 12,500 and here we are today looking at 11,866 at thewhile you were out daily dividend investor finds new ways passive income today close.  634 points or 5% in less than a week’s time!

The bright side (there’s always a bright side) is that we can start looking for some bargains.

Perhaps I’ll be able to pick up those shares of Caterpillar (ticker: CAT) that I spoke of a month ago. While we wait for the US government to finalize a debt ceiling deal, I’m guessing this is not the end of all the selling in this market – let the bargain hunting begin!

While you were out…

While I was out the DDI portfolio generated another $124.85 in income which brings my cash balance to just over $1000.00. I should be able to pick up 2 or 3 good new positions or possibly add to my existing positions.

New near-term goals

Now that I’m comfortable with the diversification of the portfolio I’m going to focus less on adding new positions and have decided to implement the following two short term goals:

  • Begin “topping off” existing positions to reach even 100 share increments
  • Focus on adding to higher yielding positions (primarily positions with 5% or greater yield)
topping off passive income daily dividend investor portfolioBy “topping off” existing positions I’m  setting up the portfolio to begin implementing a covered-call option strategy to increase monthly returns by selling option contracts.
In addition, by focusing on the higher yielding stocks I’m hoping to pump up the DDI portfolio’s overall return in the shorter term. With talk of a double-dip and possible weakening economy I’m taking a risk that these higher yielding plays may be more susceptible to dividend reductions should their revenues be adversely affected.
My take is that the average investor is still seeking out above average yields by investing in equities – specifically those in the 5-7% range. Why 5-7%? Primarily, because investors typically search for yields above 3% to beat inflation, while trying to maintain some sense of “safety” by staying below a percieved danger zone above 7%.
Do you enjoy following along as I build the Daily Dividend Investor portfolio? Take a moment and subscribe to my email sign up daily dividend investor passive income email list daily portfolionotifications and you’ll get notified as I continue to work the portfolio. Don’t worry, I hate spam as much as you do and won’t sell or give away your info!
And remember, feel free to drop me a line anytime – I’d love to hear about your passive income journey!

Time for a mini-vacation at the lake…

wake setter malibu daily dividend invstor passive income buys time offThings are looking good!

The DDI portfolio is cruising right along generating passive income of  $283.89  month to date so far in July.

With about a month left of summer, before the kids have to go back to school, we’re going to take advantage of the great California weather and head on out to California’s Gold Country with a short stay at  New Melones Reservoir in Central California for a few days of boating, wake-boarding and tubing with our family and close friends.

Passive Income buys Time & Freedom

train engine builds steam momentum daily dividend investor passive income increases daily
The DDI Portfolio builds steam like a train!

It’s time like these, that make me appreciate that I can take time off and know that I’ve still got a stream of income coming into to pay my bills.

Each day the DDI portfolio continues to grow the income stream, and is quickly approaching my target of paying out $500/month on a consistent basis.

Family time is something we highly value, so I figure now’s a good time to enjoy some of the fruits of my labor and take a few days off from managing my trading and income portfolios.

While catching some rays and enjoying an ice cold Blue Moon or Anchor Steam brew, I’m going to take some time to work on my 6 & 12 month life and business plans. Taking time out to recharge really helps to clear your mind and figure out what is most important in your life. I’m excited about coming back with a great action plan in had ready to roll.

wakeboard jump daily dividend investor passive cash flow vacationBut for now, let’s have some fun in the sun!