Updated the DDI Goals

take action invest daily dividend passive cash flow incomeGoals are one of those things that if you don’t write them down *AND* pay attention to them, they are of little value. Looking back over my successes in life, I’ve noticed that when I write my goals down and spend even just a few minutes a day acting on them, or even just thinking about *HOW* I might be able to achieve them, it’s likely I’ll be successful in completing them.

The DDI goals aren’t as specific as I’d like them to be, but it’s a start. I think they should also be more of a stretch, but for now I’m focusing on writing them and achieving them!

The one goal that I’m primarily focused on presently goes to the heart of what the DDI Portfolio is all about, DAILY INCOME.

I track the performance / income of all my investments daily so I always have a good idea about how much income is being produced and when it’s being deposited into my accounts. Looking back over the last couple of months, I noticed that a trend is forming with regards to the DDI income stream. In most weeks, I’m achieving income 4 out of 5 days – while this is great, my goal is 100% daily income throughout the week, month and year. As I wrote about previously, discounting the fact that dividends aren’t paid on weekends or holidays, I wasn’t sure I could really get to 100% daily dividend income. As I dug deeper and found some new tools for dividend investment research, I now believe it, actually I KNOW it’s possible to get dividend income DAILY!

So that’s my current focus – DAILY dividend income. While I was able to achieve 5 out of 5 days of income back on April 28th through May 1st – I’m looking to make that a consistent reality moving forward. Today, I just added shares of CME Group (Ticker: CME) – yield is about 2.4% but they tend to pay “BONUS” dividends which can bring the yield up closer to 5% or higher. I just made the cut-off (x-div June 8th) for the next dividend payout  later this month.

What are your investment GOALS? Add a comment below – I think it’s helpful to see what others are doing to push our own boundaries.


It’s more than just the cash flow…

22 percent interest cash flow income passiveOver the last week I’ve been checking out a bunch of other financial bloggers and I’ve come to realize, cash flow and passive income is great, but what’s better is “WHAT” it buys you.

For some people that might be fast cars, big houses and parties every night, but really for me the big win is FREEDOM, the freedom of TIME that the passive income provides. A good friend of mine once told me, “I’m not afraid to lose money in business, I can always make more money.” But the thing we can’t get back is TIME – time is really what I want.

As I read a lot of the finance blogs, my own included, there’s always a bunch of talk of increased earnings and price valuations, what the market is going to do now that we’re in an election year and on and on.

At the end of the day though, the real goal for me is to increase my cash flow so that I can spend more time doing the things I enjoy without having to worry about the “responsibilities” of life (taxes, mortgages, insurance, etc…)

For now, more freedom means I get to spend more time with my kids before they go off to college in a few more years. Time spent helping their teachers at school, the coaches on their softball and track teams and just being “present” in their lives. I know this time for my kids is short and I don’t want to miss it working a 40-hour-a-week job. That’s why passive cashflow is important to me.

In the future I hope to spend more time traveling (Europe, South America, Cruising, etc. ) with my wife . But for now, I get to live vicariously through the blogs of some of my new found writers. Take a look at few I’ve listed below, I think you might enjoy seeing the ways they’ve created financial independence to gain more time and freedom in their lives.

Finally, what about you? Leave a comment or drop me a line  – how are you building financial independence in your life? What steps are you taking to fulfill your life passion? Why is passive income important to you?

Here’s a short list of some of my new favorite “Financial Independent” bloggers:


Weekly DDI Income Update – May 16th

Weekly DDI Income Update – Week of May 16th – $4134.88

One of the motivations for writing this blog is to track my progress in building thmassive dividend increase 30 days passive activitye DDI portfolio over a long period of time. It’s interesting to look back and see how far the portfolio has come.

I was just reviewing a post from November 2012 where I was so excited to have $623.77 in monthly income! Hey, 600 bucks is nothing to sneeze at, but I’m way past that now with a current monthly goal of $2000/month.

A little over a year ago, before oil started to slide in price, the DDI portfolio was hitting between $2000-$2400/month, but since a good deal of the DDI income comes from oil royalty stocks (SBR, CRT, BPT, etc…) the income has taken a hit. So I’ve been trying to shore-up the income stream with some other diversified holdings while waiting for oil prices and the royalty stocks to recover.

The good news is that oil has bounced back from the low $30/bbl range and is now closer to $50/bbl which should help the DDI income stream start to recover.

In the mean time I’m continuing to monitor the weekly income and add to the portfolio when I have excess cash to deploy.

Weekly Totals

For the week of May 16, 2016 the DDI portfolio had 11 income paychecks with payouts on 4 out of 5 days! The total payout for the week was $462.88 in cash + 100 shares of Alliant Energy (LNT) worth $36.72/share. While I’m not planning to sell the Alliant shares now, the total cash payout is equal to $4134.88!


How Many Monthly Dividend Paying Stocks?

How Many Monthly Dividend Paying Stocks?

I took a few minutes this morning and did a search to find how many stocks make a monthly dividend payment. Take a look at this quick video to find out how many monthly dividend stocks are out there – you might be surprised!

I’ll be keeping an updated list of individual companies that pay monthly dividends on the Monthly Dividend Payers Page. 

Q&A For The Daily Dividend Investor – The Top 5

I’ve been collecting questions from readers of the blog and folks checking out the YouTube channel over the last few months and finally sat down and put together this Q&A video. I hope this will give you a little better sense of how I think about and manage the DDI portfolio.

Take a look and let me know if you have questions about the Daily Dividend Portfolio – you can drop me a line at info@dailydiviendinvestor.com or leave a comment here or on the YouTube Channel.


Top 5 Factors for Choosing the Best Dividend Investments – Part 1

Top 5 Factors for Choosing the Best Dividend Investmentstop 5 dividend factors success

If you are investing in dividend stocks for income, you already know that there are 1000’s of companies to consider when investing your money. So how to you choose the best place to put your money? You’ve heard it a hundred times – to protect your portfolio, be “Diversified”. But what if you diversify using the wrong mix of companies? It’s not hard to build a really poorly performing portfolio – so how can you avoid those pitfalls and rise above?

Well, there’s no silver bullet, but here are a few things that I look for when adding a new position to the DDI Portfolio.

Here’s my Top Five Factors for Choosing the Best Dividend Investments… Continue reading

Daily Dividend Portfolio 6 Month Update – December 2014

Daily Dividend Portfolio 6 Month Update – December 2014

holiday shopping for passive income more cash gifts wealth creation passive income ddi blogThe DDI Portfolio has mostly been on auto-pilot these last 6 months, but has not only continued to pump out the dividends but has had a nice 3% capital gain since the last update in May. That’s a 6% annualized return, on top of the roughly 5% average dividend return the portfolio generates on an on going basis.

DDI Portfolio Holding Changes

You can take a look at the current portfolio as well as the May portfolio here: DDI Portfolio Current Holdings – December 2014

You’ll probably notice that even though I’ve mostly been hands off, I did make a few changes.

I started out with a few trades including:

ddi stocks buy sell trade exchange incomeBOUGHT

Aflac – AFL  50 Shares
Cincinnati Financial – CINF 50 Shares
National Retail Properties – NNN 100 Shares
Tupperware – TUP 50 Shares
Vector Group Ltd – VGR 10 Shares
CBRE Clarion Global Real Estate – IGR 300 Shares
Gladstone Investment – GAIN 300 Shares


California Water Service Group – CWT 400 Shares
Douglas Dynamics – PLOW 50 Shares
Gladstone Land – LAND 200 Shares
Sherwin Williams – SHW 5 Shares
Metlife Preferred – MLU 25 Shares

Also during the last 6 months one of the DDI holdings, Northstar Realty Finance issues new shares via a spin-off leaving the portfolio with:

150 Shares of NSAM – Northstar Asset Management
150 Shares of NRF – Northstar Realty Finance

More updates coming soon

Thanks for following along on Facebook and Twitter as well as the blog updates. Remember, I’m always interested in your thoughts and ideas, so if you have a question or comment, don’t hesitate to drop me a line.

That’s it for now – Talk soon!